Balance Trajectory

See how your loan balance changes over time as interest accrues and repayments are made.

Pick a scenario that matches you

Adjust for inflation

Based on 4% salary growth, frozen thresholds, and 3.2% RPI.

Related Guides

RPI, sliding scales, and why your balance can grow despite repayments.

Compare lifetime repayment costs for pre- and post-2023 loans side by side.

See how overpaying affects your balance trajectory