See when you'll pay off your student loan and how your balance changes over time.
Modelled on 4% salary growth, thresholds frozen then +2%/yr, and 3.2% RPI. Tailor to you →
Background on the rules these figures come out of — how interest accrues, and what the thresholds do.
How frozen repayment thresholds cost you more each month, and what the 2026 parliamentary inquiry means.
Compare lifetime repayment costs for pre- and post-2023 loans side by side.