Understand how much of your repayments go towards interest vs reducing your loan balance.
Modelled on 4% salary growth, thresholds frozen then +2%/yr, and 3.2% RPI. Tailor to you →
Background on the rules these figures come out of — how interest accrues, and what the thresholds do.
RPI, sliding scales, and why your balance can grow despite repayments.
Why your loan interest outpaces inflation and what ‘adjusted for inflation’ really means.