Every figure comes straight from the source
Our calculators use official figures from GOV.UK, the Bank of England, and the ONS. They’re checked every day by an automated system — if anything changes, we update within 24 hours.
Figures last updated 21 February 2026
What we track
BoE Base Rate
3.75%
Bank of England
RPI
3.2%
GOV.UK (via SLC)
CPI
3%
ONS
| Plan | Annual threshold | Rate | Write-off |
|---|---|---|---|
| Plan 1 | £26,064 | 9% | 25 years |
| Plan 2 | £28,464 | 9% | 30 years |
| Plan 4 | £32,736 | 9% | 30 years |
| Plan 5 | £24,996 | 9% | 40 years |
| Postgraduate | £21,000 | 6% | 30 years |
How it stays current
We run an automatic check every day so you never have to wonder if our numbers are current.
Check the sources
Every morning, we automatically read the latest figures from GOV.UK, the Bank of England, and the ONS
Spot any differences
Each figure is compared against what our calculators currently show
Prepare the changes
If anything is out of date, an update is put together automatically
Double-check everything
The update goes through a full round of checks before it reaches you
Cross-check yourself
You don’t have to take our word for it. Here are the primary sources we pull from: