Student Loan Overpayment Calculator
Should you overpay or invest? See which leaves you better off.
£
£0
Fig. 1 — Balance with vs without overpaying
Without overpaying
0
With overpaying
0
Whose loan are we comparing?
The comparison above runs on this income, balance and repayment start year.
Salary£45,000
Pick a scenario that matches you
·
·
Based on 4% salary growth, frozen then +2%/yr thresholds, and 3.2% RPI.
Your loan breakdown
The same figures the repayment calculator reports for this loan, before any overpayment. Open any one for the full working.