Student Loans Hurt Middle Earners Most
Low earners get their loans written off. High earners pay them off quickly. But middle earners pay the most—often more than they borrowed.
£40,000
£25,000£150,000
You're in the peak repayment zone
You'll repay £125,053 in total on a £45,000 loan. At this salary, interest builds faster than your repayments reduce the balance. See if overpaying could help
Your Balance Over Time
See how your loan balance decreases over time based on your current salary. Watch it drop to zero—or reach the 30-year write-off point.