Student Loan Guides
In-depth guides to help you understand UK student loan repayment, interest, and how it fits into your wider finances.
Threshold Freeze ExplainedNew
How frozen repayment thresholds cost you more each month, and what the 2026 parliamentary inquiry means.
Plan 2 vs Plan 5
Compare lifetime repayment costs for pre- and post-2023 loans side by side.
Student Loans & Mortgages
How lenders factor student loan repayments into your borrowing capacity.
How Interest Works
RPI, sliding scales, and why your balance can grow despite repayments.
RPI vs CPI
Why your loan interest outpaces inflation and what ‘adjusted for inflation’ really means.
Pay Upfront or Take the Loan?
When paying tuition upfront beats taking the loan, and when it doesn’t.
Moving Abroad
Country-specific thresholds, SLC obligations, and what happens if you don’t comply.
Self-Employment
How Self Assessment changes your repayments and common mistakes to avoid.