Where did you study?

The UK nation where your university was located

All UK Student Loan Plans

A quick reference for every UK student loan plan type — thresholds, repayment rates, and write-off periods at a glance.

Plan 1

For English/Welsh students who started before September 2012, or any Northern Irish student

Threshold
£26,064/yr
Rate
9%
Write-off
25 years

Plan 2

For students who started between September 2012 and July 2023

Threshold
£28,464/yr
Rate
9%
Write-off
30 years

Plan 4

For Scottish students

Threshold
£32,736/yr
Rate
9%
Write-off
30 years

Plan 5

For students who started after August 2023

Threshold
£24,996/yr
Rate
9%
Write-off
40 years

Postgraduate

For Master's and Doctoral loans

Threshold
£21,000/yr
Rate
6%
Write-off
30 years