Which student loan plan am I on?
Answer a few quick questions — we'll match you to Plan 1, 2, 4, 5 or Postgraduate and show this year's repayment figures.
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All UK student loan plans at a glance
Prefer to browse? Thresholds, repayment rates and write-off periods for every plan. Select a plan for the full breakdown.
Swipe the table sideways to see rate and write-off →
| Plan | Who & when | Threshold | Rate | Interest | Write-off |
|---|---|---|---|---|---|
| Plan 1 | England, Wales & N. IrelandPre-2012 (all years for NI) | £26,892 | 9% | Lower of RPI or base rate + 1%3.2% now | 25yrs |
| Plan 2 | England & Wales2012-2023 | £29,376 | 9% | RPI to RPI + 3% (sliding scale)3.2%–6.2% now | 30yrs |
| Plan 4 | ScotlandAll years | £33,792 | 9% | Lower of RPI or base rate + 1%3.2% now | 30yrs |
| Plan 5 | England2023+ | £24,996 | 9% | RPI only3.2% now | 40yrs |
| Postgraduate Loan | UK-wideAll years | £21,000 | 6% | RPI + 3%6.2% now | 30yrs |