All UK Student Loan Plans
A quick reference for every UK student loan plan type — thresholds, repayment rates, and write-off periods at a glance.
Plan 1
For English/Welsh students who started before September 2012, or any Northern Irish student
- Threshold
- £26,064/yr
- Rate
- 9%
- Write-off
- 25 years
Plan 2
For students who started between September 2012 and July 2023
- Threshold
- £28,464/yr
- Rate
- 9%
- Write-off
- 30 years
Plan 4
For Scottish students
- Threshold
- £32,736/yr
- Rate
- 9%
- Write-off
- 30 years
Plan 5
For students who started after August 2023
- Threshold
- £24,996/yr
- Rate
- 9%
- Write-off
- 40 years
Postgraduate
For Master's and Doctoral loans
- Threshold
- £21,000/yr
- Rate
- 6%
- Write-off
- 30 years